Personal experience, market, legal nuances — everything you need to know before buying an apartment in Bulgaria
Five reasons to buy an apartment in Bulgaria and six reasons not to. Prices, purchase tax, maintenance fees, real rental returns and liquidity on resale.
An apartment in Bulgaria can be bought by a citizen of any country, with no residence permit and no company. Land under a house is closed to non-EU citizens. The law, the documents and the purchase tax.
Does buying an apartment give you a residence permit, what ground a retiree has under the law, which documents are needed, how much money to show and what is actually worth buying on the coast.
The purchase price is not the whole sum. There is an annual maintenance fee charged per square metre, plus a municipal property tax and a waste collection fee. Here is what it adds up to, why Bulgaria has no resort surcharge, and what to ask the seller before you sign.
Owning a flat by the sea does not give you a single extra day of stay. Bulgaria has been fully inside Schengen since 2025, and since 10 April 2026 passport stamps are gone and your days are counted by a database. Here is how the 90 in 180 window works and who it does not apply to.
In Bulgaria an apartment has two areas, and the contract uses the bigger one. Here is what it is made of, how it affects the price per square metre and what to ask before you sign.
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