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How much does it really cost to maintain an apartment in Bulgaria?

When buying real estate in Bulgaria, it's important to consider not only the price but also the annual maintenance costs. These costs determine the true cost of owning a seaside apartment.
Vikki

Founder of Egoist Real Estate Agency

09.01.2026
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What does the cost of maintaining an apartment consist of?

Main expense items:
— Annual maintenance fee (if any);
— Utilities;
— Local taxes and fees;
— Additional services.

Support fee

The maintenance fee is a fixed annual amount for apartment owners in residential complexes.
It usually includes maintenance of the grounds, swimming pools, common areas, elevators, security and management.
In Bulgaria, there are buildings without maintenance fees, but most often these are buildings without infrastructure.

Utility bills

Utility costs include electricity, water, internet and television.
Payment is based on actual consumption. If no one lives in the apartment, expenses are minimal.

Property taxes

Owners pay an annual property tax and a waste removal fee.
The amount depends on the municipality and the assessed value of the property,

Additional expenses

Additional costs include cleaning, minor repairs, rental management and insurance.

Maintenance without permanent residence

If the apartment is used for vacation use or as a backup, the main expenses are the maintenance fee, minimum utility bills, and taxes.

Typical mistakes buyers make

— consider only the purchase price;
— do not specify the annual fee;
— do not include management costs;
— compare complexes without considering the level of service.

Bottom line: apartment maintenance in Bulgaria is predictable and transparent if you choose the right property and understand the cost structure.
Vikki

Founder of Egoist Real Estate Agency

09.01.2026
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